Borrowing in Sainte-Marguerite, Quebec

With 1,175 residents counted in the 2021 Census, Sainte-Marguerite sits inside Quebec's provincial lending framework.

The census figures for Sainte-Marguerite

Statistics Canada's 2021 Census gives Sainte-Marguerite a population of 1,175. 83.0 square kilometres of land are attributed to Sainte-Marguerite.

On those two figures, density is 14.1 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 591 in the province.

Compared with the other 1150 covered Quebec places, Sainte-Marguerite ranks 591 by population.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

The density figure for Sainte-Marguerite, 14.1 people per square kilometre, is calculated from the population and land area above.

The Sainte-Marguerite page follows the same structure as every other place page, with population, land area, density and rank.

Sainte-Marguerite sits at rank 591 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Sainte-Marguerite could not be verified, the page names the publisher instead of printing a number.

Sainte-Marguerite is one of 1150 covered Quebec places, counted at 1,175 residents with a land area of 83.0 square kilometres.

For Sainte-Marguerite, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Sainte-Marguerite with another community can use the same four census fields.

Sainte-Marguerite appears in the census record with 1,175 residents, and the density of 14.1 people per square kilometre follows from it.

Sainte-Marguerite ranks 591 by 2021 Census population among the covered places in Quebec.

Nothing on the Sainte-Marguerite page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Sainte-Marguerite is 83.0 square kilometres, and the population is 1,175 residents in the 2021 Census.

At 1,175 residents in the 2021 Census, Sainte-Marguerite is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.