Borrowing in Sainte-Sophie-d'Halifax, Quebec

Sainte-Sophie-d'Halifax is one of the Quebec communities covered here, with a 2021 Census population of 595, and borrowing there is licensed under Quebec's consumer credit rules.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

The census figures for Sainte-Sophie-d'Halifax

In the 2021 Census, Sainte-Sophie-d'Halifax had 595 residents. The community covers 92.1 square kilometres of land.

On those two figures, density is 6.5 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 863 within this data set.

Sainte-Sophie-d'Halifax is one of 1150 places listed for Quebec, ranked 863 by population and measured at 92.1 square kilometres.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

At the small end of the census range, the community still borrows inside the province's licensing system.

Sainte-Sophie-d'Halifax sits at rank 863 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Sainte-Sophie-d'Halifax appears in the census record with 595 residents, and the density of 6.5 people per square kilometre follows from it.

For Sainte-Sophie-d'Halifax, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Sainte-Sophie-d'Halifax with another community can use the same four census fields.

The Sainte-Sophie-d'Halifax page follows the same structure as every other place page, with population, land area, density and rank.

Sainte-Sophie-d'Halifax is one of 1150 covered Quebec places, counted at 595 residents with a land area of 92.1 square kilometres.

Where a figure for Sainte-Sophie-d'Halifax could not be verified, the page names the publisher instead of printing a number.

The density figure for Sainte-Sophie-d'Halifax, 6.5 people per square kilometre, is calculated from the population and land area above.

Sainte-Sophie-d'Halifax ranks 863 by 2021 Census population among the covered places in Quebec.

The land area recorded for Sainte-Sophie-d'Halifax is 92.1 square kilometres, and the population is 595 residents in the 2021 Census.

At 595 residents in the 2021 Census, Sainte-Sophie-d'Halifax is listed alongside the other covered places in Quebec.

Nothing on the Sainte-Sophie-d'Halifax page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.