Borrowing in Sainte-Ursule, Quebec

Sainte-Ursule is one of the Quebec places covered here, with 1,355 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Sainte-Ursule

Population for Sainte-Ursule stands at 1,355 in the 2021 Census. Statistics Canada lists 67.8 square kilometres of land for the community.

On those two figures, density is 20.0 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, Sainte-Ursule sits at rank 544 by population.

Compared with the other 1150 covered Quebec places, Sainte-Ursule ranks 544 by population.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. An application usually asks for identification, income evidence, banking details and a statement of obligations.

At 1,355 residents in the 2021 Census, Sainte-Ursule is listed alongside the other covered places in Quebec.

The land area recorded for Sainte-Ursule is 67.8 square kilometres, and the population is 1,355 residents in the 2021 Census.

Sainte-Ursule appears in the census record with 1,355 residents, and the density of 20.0 people per square kilometre follows from it.

The Sainte-Ursule page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Sainte-Ursule could not be verified, the page names the publisher instead of printing a number.

Sainte-Ursule sits at rank 544 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Sainte-Ursule, 20.0 people per square kilometre, is calculated from the population and land area above.

For Sainte-Ursule, the two census fields above are the only local statistics used anywhere on the page.

Sainte-Ursule ranks 544 by 2021 Census population among the covered places in Quebec.

Nothing on the Sainte-Ursule page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.