Borrowing in Scotstown, Quebec

Scotstown is one of the Quebec communities covered here, with a 2021 Census population of 459, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Scotstown

459 people were counted in Scotstown in the 2021 Census. The census records a land area of 11.4 square kilometres for Scotstown.

Dividing population by land area gives 40.1 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 949 within this data set.

Scotstown therefore appears at rank 949 of 1150 covered Quebec places, with a density of 40.1 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A credit file is compiled by private agencies from information lenders and other creditors report. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Scotstown is one of 1150 covered Quebec places, counted at 459 residents with a land area of 11.4 square kilometres.

The density figure for Scotstown, 40.1 people per square kilometre, is calculated from the population and land area above.

Scotstown sits at rank 949 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Scotstown with another community can use the same four census fields.

Where a figure for Scotstown could not be verified, the page names the publisher instead of printing a number.

At 459 residents in the 2021 Census, Scotstown is listed alongside the other covered places in Quebec.

The land area recorded for Scotstown is 11.4 square kilometres, and the population is 459 residents in the 2021 Census.

Scotstown appears in the census record with 459 residents, and the density of 40.1 people per square kilometre follows from it.

Scotstown ranks 949 by 2021 Census population among the covered places in Quebec.

The Scotstown page follows the same structure as every other place page, with population, land area, density and rank.

For Scotstown, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.