Borrowing in Scott, Quebec

A loan taken out in Scott is governed by Quebec's licensing rules, and the 2021 Census counted 2,566 people in the community.

The census figures for Scott

The 2021 Census counted 2,566 residents in Scott. Land area for Scott is 31.3 square kilometres in the same census.

That gives a density of 82.0 people per square kilometre, rounded to one decimal place.

Among covered Quebec places, Scott sits at rank 327 by population.

Scott therefore appears at rank 327 of 1150 covered Quebec places, with a density of 82.0 people per square kilometre.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

Readers comparing Scott with another community can use the same four census fields.

Scott sits at rank 327 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Scott, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Scott page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Scott ranks 327 by 2021 Census population among the covered places in Quebec.

Scott appears in the census record with 2,566 residents, and the density of 82.0 people per square kilometre follows from it.

At 2,566 residents in the 2021 Census, Scott is listed alongside the other covered places in Quebec.

The density figure for Scott, 82.0 people per square kilometre, is calculated from the population and land area above.

Scott is one of 1150 covered Quebec places, counted at 2,566 residents with a land area of 31.3 square kilometres.

The Scott page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Scott could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Scott is 31.3 square kilometres, and the population is 2,566 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.