Borrowing in Shawinigan, Quebec

Shawinigan, Quebec, recorded a population of 49,620 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

This is a mid-sized community in the middle band, which the site treats with the same provincial rulebook.

The census figures for Shawinigan

In the 2021 Census, Shawinigan had 49,620 residents. Land area for Shawinigan is 730.0 square kilometres in the same census.

That gives a density of 68.0 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 22 within this data set.

Shawinigan sits at rank 22 among the 1150 Quebec places here, with 49,620 residents in the 2021 Census.

Shawinigan ranks 22 by 2021 Census population among the covered places in Quebec.

The Shawinigan page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Shawinigan, 68.0 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Shawinigan is 730.0 square kilometres, and the population is 49,620 residents in the 2021 Census.

Shawinigan sits at rank 22 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Shawinigan, the two census fields above are the only local statistics used anywhere on the page.

Shawinigan is one of 1150 covered Quebec places, counted at 49,620 residents with a land area of 730.0 square kilometres.

Readers comparing Shawinigan with another community can use the same four census fields.

Shawinigan appears in the census record with 49,620 residents, and the density of 68.0 people per square kilometre follows from it.

Nothing on the Shawinigan page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 49,620 residents in the 2021 Census, Shawinigan is listed alongside the other covered places in Quebec.

Where a figure for Shawinigan could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.