Borrowing in Sutton, Quebec

Sutton is one of the Quebec communities covered here, with a 2021 Census population of 4,548, and borrowing there is licensed under Quebec's consumer credit rules.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A credit file is compiled by private agencies from information lenders and other creditors report. Joint applications combine two incomes and two sets of obligations in the same assessment.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Sutton

Sutton recorded a population of 4,548 in Statistics Canada's 2021 Census of Population. Land area for Sutton is 245.7 square kilometres in the same census.

On those two figures, density is 18.5 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 198 in the province.

Compared with the other 1150 covered Quebec places, Sutton ranks 198 by population.

Readers comparing Sutton with another community can use the same four census fields.

Sutton is one of 1150 covered Quebec places, counted at 4,548 residents with a land area of 245.7 square kilometres.

The Sutton page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Sutton, 18.5 people per square kilometre, is calculated from the population and land area above.

For Sutton, the two census fields above are the only local statistics used anywhere on the page.

Sutton sits at rank 198 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 4,548 residents in the 2021 Census, Sutton is listed alongside the other covered places in Quebec.

The land area recorded for Sutton is 245.7 square kilometres, and the population is 4,548 residents in the 2021 Census.

Sutton appears in the census record with 4,548 residents, and the density of 18.5 people per square kilometre follows from it.

Sutton ranks 198 by 2021 Census population among the covered places in Quebec.

Where a figure for Sutton could not be verified, the page names the publisher instead of printing a number.

Nothing on the Sutton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.