Borrowing in Thetford Mines, Quebec

With 26,072 residents counted in the 2021 Census, Thetford Mines sits inside Quebec's provincial lending framework.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The census figures for Thetford Mines

In the 2021 Census, Thetford Mines had 26,072 residents. The community covers 226.0 square kilometres of land.

Population divided by land area produces a density of 115.4 people per square kilometre.

The community is the 45th largest place in the province within this census set.

Thetford Mines therefore appears at rank 45 of 1150 covered Quebec places, with a density of 115.4 people per square kilometre.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

The middle band covers larger towns and smaller cities, all inside one provincial licensing framework.

Nothing on the Thetford Mines page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Thetford Mines is 226.0 square kilometres, and the population is 26,072 residents in the 2021 Census.

The Thetford Mines page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Thetford Mines, 115.4 people per square kilometre, is calculated from the population and land area above.

Where a figure for Thetford Mines could not be verified, the page names the publisher instead of printing a number.

Thetford Mines ranks 45 by 2021 Census population among the covered places in Quebec.

Readers comparing Thetford Mines with another community can use the same four census fields.

Thetford Mines sits at rank 45 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Thetford Mines appears in the census record with 26,072 residents, and the density of 115.4 people per square kilometre follows from it.

At 26,072 residents in the 2021 Census, Thetford Mines is listed alongside the other covered places in Quebec.

For Thetford Mines, the two census fields above are the only local statistics used anywhere on the page.

Thetford Mines is one of 1150 covered Quebec places, counted at 26,072 residents with a land area of 226.0 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.