Borrowing in Timiskaming, Quebec

Timiskaming is one of the Quebec communities covered here, with a 2021 Census population of 541, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

The census figures for Timiskaming

Population for Timiskaming stands at 541 in the 2021 Census. The community covers 18.4 square kilometres of land.

Dividing population by land area gives 29.4 residents per square kilometre, rounded to one decimal place.

Timiskaming ranks 897 by population among the Quebec places on this site.

The place record for Timiskaming covers 18.4 square kilometres and 541 residents, a density of 29.4 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

For Timiskaming, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Timiskaming is 18.4 square kilometres, and the population is 541 residents in the 2021 Census.

Where a figure for Timiskaming could not be verified, the page names the publisher instead of printing a number.

Timiskaming ranks 897 by 2021 Census population among the covered places in Quebec.

Timiskaming sits at rank 897 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Timiskaming with another community can use the same four census fields.

Nothing on the Timiskaming page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 541 residents in the 2021 Census, Timiskaming is listed alongside the other covered places in Quebec.

Timiskaming appears in the census record with 541 residents, and the density of 29.4 people per square kilometre follows from it.

The density figure for Timiskaming, 29.4 people per square kilometre, is calculated from the population and land area above.

Timiskaming is one of 1150 covered Quebec places, counted at 541 residents with a land area of 18.4 square kilometres.

The Timiskaming page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.