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Borrowing in Umiujaq, Quebec

Population 541, land area 28.4 square kilometres: the census facts for Umiujaq, plus how consumer credit is regulated in Quebec.

Province Quebec (QC)
Population, 2021 Census 541
Land area 28.4 km²
Provincial regulator See the FCAC list

Umiujaq is one of the Quebec communities covered here, with a 2021 Census population of 541, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Umiujaq

Umiujaq recorded a population of 541 in Statistics Canada's 2021 Census of Population. The community covers 28.4 square kilometres of land.

The calculated density is 19.1 people per square kilometre.

The 2021 Census population places it at rank 895 in the province.

Umiujaq is one of 1150 places listed for Quebec, ranked 895 by population and measured at 28.4 square kilometres.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. A mortgage is registered against the property, which is what gives the lender its claim.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The density figure for Umiujaq, 19.1 people per square kilometre, is calculated from the population and land area above.

At 541 residents in the 2021 Census, Umiujaq is listed alongside the other covered places in Quebec.

Umiujaq ranks 895 by 2021 Census population among the covered places in Quebec.

For Umiujaq, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Umiujaq is 28.4 square kilometres, and the population is 541 residents in the 2021 Census.

The Umiujaq page follows the same structure as every other place page, with population, land area, density and rank.

Umiujaq is one of 1150 covered Quebec places, counted at 541 residents with a land area of 28.4 square kilometres.

Where a figure for Umiujaq could not be verified, the page names the publisher instead of printing a number.

Readers comparing Umiujaq with another community can use the same four census fields.

Umiujaq appears in the census record with 541 residents, and the density of 19.1 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Umiujaq

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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