Borrowing in Val-des-Sources, Quebec

With 7,088 residents counted in the 2021 Census, Val-des-Sources sits inside Quebec's provincial lending framework.

The census figures for Val-des-Sources

In the 2021 Census, Val-des-Sources had 7,088 residents. Statistics Canada lists 30.2 square kilometres of land for the community.

On those two figures, density is 234.3 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, Val-des-Sources sits at rank 144 by population.

Val-des-Sources sits at rank 144 among the 1150 Quebec places here, with 7,088 residents in the 2021 Census.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

The land area recorded for Val-des-Sources is 30.2 square kilometres, and the population is 7,088 residents in the 2021 Census.

Val-des-Sources is one of 1150 covered Quebec places, counted at 7,088 residents with a land area of 30.2 square kilometres.

Where a figure for Val-des-Sources could not be verified, the page names the publisher instead of printing a number.

The density figure for Val-des-Sources, 234.3 people per square kilometre, is calculated from the population and land area above.

Nothing on the Val-des-Sources page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Val-des-Sources appears in the census record with 7,088 residents, and the density of 234.3 people per square kilometre follows from it.

For Val-des-Sources, the two census fields above are the only local statistics used anywhere on the page.

Val-des-Sources ranks 144 by 2021 Census population among the covered places in Quebec.

The Val-des-Sources page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Val-des-Sources with another community can use the same four census fields.

Val-des-Sources sits at rank 144 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 7,088 residents in the 2021 Census, Val-des-Sources is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.