Borrowing in Val-Saint-Gilles, Quebec

This page covers borrowing in Val-Saint-Gilles, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Val-Saint-Gilles

The 2021 Census counted 169 residents in Val-Saint-Gilles. Statistics Canada lists 109.4 square kilometres of land for the community.

Dividing population by land area gives 1.5 residents per square kilometre, rounded to one decimal place.

Val-Saint-Gilles ranks 1131 by population among the Quebec places on this site.

The place record for Val-Saint-Gilles covers 109.4 square kilometres and 169 residents, a density of 1.5 people per square kilometre.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

Val-Saint-Gilles is one of 1150 covered Quebec places, counted at 169 residents with a land area of 109.4 square kilometres.

Val-Saint-Gilles appears in the census record with 169 residents, and the density of 1.5 people per square kilometre follows from it.

The land area recorded for Val-Saint-Gilles is 109.4 square kilometres, and the population is 169 residents in the 2021 Census.

Val-Saint-Gilles sits at rank 1131 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Val-Saint-Gilles ranks 1131 by 2021 Census population among the covered places in Quebec.

The Val-Saint-Gilles page follows the same structure as every other place page, with population, land area, density and rank.

For Val-Saint-Gilles, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Val-Saint-Gilles, 1.5 people per square kilometre, is calculated from the population and land area above.

At 169 residents in the 2021 Census, Val-Saint-Gilles is listed alongside the other covered places in Quebec.

Nothing on the Val-Saint-Gilles page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Val-Saint-Gilles with another community can use the same four census fields.

Where a figure for Val-Saint-Gilles could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.