Borrowing in Verchères, Quebec

This page covers borrowing in Verchères, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Verchères

In the 2021 Census, Verchères had 5,759 residents. Land area for Verchères is 72.6 square kilometres in the same census.

On those two figures, density is 79.3 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 170 within this data set.

Verchères sits at rank 170 among the 1150 Quebec places here, with 5,759 residents in the 2021 Census.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The land area recorded for Verchères is 72.6 square kilometres, and the population is 5,759 residents in the 2021 Census.

Verchères sits at rank 170 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Verchères appears in the census record with 5,759 residents, and the density of 79.3 people per square kilometre follows from it.

Where a figure for Verchères could not be verified, the page names the publisher instead of printing a number.

Nothing on the Verchères page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Verchères, 79.3 people per square kilometre, is calculated from the population and land area above.

Verchères is one of 1150 covered Quebec places, counted at 5,759 residents with a land area of 72.6 square kilometres.

The Verchères page follows the same structure as every other place page, with population, land area, density and rank.

Verchères ranks 170 by 2021 Census population among the covered places in Quebec.

For Verchères, the two census fields above are the only local statistics used anywhere on the page.

At 5,759 residents in the 2021 Census, Verchères is listed alongside the other covered places in Quebec.

Readers comparing Verchères with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.