Borrowing in Victoriaville, Quebec

Victoriaville is one of the Quebec communities covered here, with a 2021 Census population of 47,760, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Victoriaville

Statistics Canada's 2021 Census gives Victoriaville a population of 47,760. The census records a land area of 84.3 square kilometres for Victoriaville.

That gives a density of 566.3 people per square kilometre, rounded to one decimal place.

Among covered Quebec places, Victoriaville sits at rank 25 by population.

The place record for Victoriaville covers 84.3 square kilometres and 47,760 residents, a density of 566.3 people per square kilometre.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

The middle band covers larger towns and smaller cities, all inside one provincial licensing framework.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

At 47,760 residents in the 2021 Census, Victoriaville is listed alongside the other covered places in Quebec.

For Victoriaville, the two census fields above are the only local statistics used anywhere on the page.

Victoriaville sits at rank 25 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Victoriaville with another community can use the same four census fields.

The Victoriaville page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Victoriaville is 84.3 square kilometres, and the population is 47,760 residents in the 2021 Census.

Where a figure for Victoriaville could not be verified, the page names the publisher instead of printing a number.

Victoriaville appears in the census record with 47,760 residents, and the density of 566.3 people per square kilometre follows from it.

Victoriaville is one of 1150 covered Quebec places, counted at 47,760 residents with a land area of 84.3 square kilometres.

Nothing on the Victoriaville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.