Borrowing in Ville-Marie, Quebec

Ville-Marie, Quebec, recorded a population of 2,464 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Ville-Marie

Population for Ville-Marie stands at 2,464 in the 2021 Census. 5.8 square kilometres of land are attributed to Ville-Marie.

The arithmetic gives 422.6 people per square kilometre.

Among covered Quebec places, Ville-Marie sits at rank 340 by population.

Compared with the other 1150 covered Quebec places, Ville-Marie ranks 340 by population.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Ville-Marie appears in the census record with 2,464 residents, and the density of 422.6 people per square kilometre follows from it.

Ville-Marie is one of 1150 covered Quebec places, counted at 2,464 residents with a land area of 5.8 square kilometres.

Ville-Marie sits at rank 340 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Ville-Marie page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Ville-Marie, 422.6 people per square kilometre, is calculated from the population and land area above.

Readers comparing Ville-Marie with another community can use the same four census fields.

Ville-Marie ranks 340 by 2021 Census population among the covered places in Quebec.

The land area recorded for Ville-Marie is 5.8 square kilometres, and the population is 2,464 residents in the 2021 Census.

At 2,464 residents in the 2021 Census, Ville-Marie is listed alongside the other covered places in Quebec.

Where a figure for Ville-Marie could not be verified, the page names the publisher instead of printing a number.

Nothing on the Ville-Marie page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.